Purchase

Conforming Fast & Easy facts:

Max LTV is 100% Purchase or Refi
680 credit score
80% first and a piggy back second of 20% is allowed
Stated income and assets
1-4 unit or condo

100% Financing

Purchase or refi
1 to 4 unit properties
Credit scores as low as 580

Owner Occupied properties:

95% financing no documentation required
Borrower can be self employed
No source or seasoning of down payment
625 credit scores and higher
1 to 4 unit properties

Refinance

Interest only programs:

Very low interest rates
Qualify for more house
Qualify at lower rates and payments

Cost saver arm product:

95% LTV
Purchase or refi
All terms available
Interest rate is based on prime
For best pricing full documentation is required
SFR only Max loan amount is $650,000
Equity line of credit, it replenishes itself once principle is paid down

Investment

Investment Programs:

100% for 1 to 4 family investment property
80% first & 20% second
Great for investors
No pre payment penalty
Buy up to 4 properties under this program
Credit score needs to be 680 or higher
Low rates on first and second mortgages